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Federal Housing Administration and VA Loans
Below is some helpful information on FHA and VA Loans.To get started immediately click here for our FHA and VA Loans on-line application.
Federal Housing Administration Loans
Veteran Affairs Loans
FEDERAL HOUSING ADMINISTRATION LOANS
This loan is insured by the Federal Housing Administration. It is open to all qualified home purchasers.FHA Products
203(k) Loans: This loan allows home buyers to finance both the purchase and rehabilitation of a home through a single mortgage. The home must be at least one year old. The cost of rehabilitation must be at least $5000. All cost of repairs including total property value must be within FHA maximum mortgage limit.
Energy Efficient Mortgage: The Energy Efficient Mortgage (EEM) allows home buyers to save future income on utility bills. This can be done by financing energy-efficient features to a new or existing home as part of an FHA-insured home purchase. The cost of improvements be evaluated by a energy consultant or Home Energy Rating System. This cost would have to be less than the anticipated savings from the improvements.
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VETERAN AFFAIRS LOAN
This is a long term program with low or no down payment guaranteed by the Department of Veterans Affairs. This program has a negotiable fixed interest rate that is competitive to conventional mortgage interest rates. VA loan is generally for members of the Selected Reserve, active duty service and to categories that pertain.Requirements
- You must be an eligible veteran who has available home loan entitlement.
- Your home must be occupied or be occupied in your ownership within a reasonable period of time after closing the loan.
- You must have sufficient income to meet the new mortgage payments on the loan, this includes the costs of owning a home, taking care of other obligation and expenses, and income to support your family.
- A good credit score is required.
Dublin FHA and VA Home Loans - Apply Online
Harford Financial Group, LLC can help you with your Dublin FHA and Dublin VA home loans. Dublin FHA home loans can help Dublin borrowers obtain a Dublin mortgage more easily. Dublin VA home loans can help Dublin Veterans secure Dublin home loans to purchase their dream home. Contact Harford Financial Group, LLC for help with your Dublin FHA and VA home loans.